Credit Portfolio Analyst

Principal Purpose of the Job:

Be in charge of the climate change risk including the development of climate change risk, stress-testing, reporting etc.

Ensure timely delivery and accuracy of internal and external reports.

Credit portfolio monitoring and credit portfolio reports.

Assist the Head/Deputy Head of Credit Risk with departmental projects and tasks.

Reporting Relationship:

Main Responsibilities and Accountabilities:

• Develop the climate risk assessment scorecards in accordance with regulatory and HO’s requirements.
• Conduct the climate change risk stress-testing and reporting;
• Produce the credit portfolio reports to Head Office, Local Regulators and Senior Management, Credit Committee, Risk Committee, Audit Committee, etc.
• Conduct post lending management work including but not limited to the monitoring on the performance of the credit portfolio, periodic credit risk etc;
• Produce the regular reports on climate change risk.
• Make the research on the Climate Change Risk.  Proactively monitor and manage climate risks at customer and portfolio level.
• IFRS9 provision calculating.
• Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.

Regulated Activities: This section is to be completed for roles that will be covered by the Senior Managers and Certification Regime i.e.:

Senior Management Function (SMF) – one that involves the person performing it being responsible for managing one or more aspects of the firm’s affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in the UK.

The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the Responsibilities Management Map.

Certification – one where the person could pose a risk of significant harm to the firm or any of its customers:

The incumbent must comply with the requirements under the Senior Managers and Certification Regime. 

Skills Required:

• Possesses at least 3-7 years’ work experience in the credit portfolio management area.
• Strong mathematical modelling/data processing skills.
• An ability to work unsupervised, good time management skills are essential
• Proficient and skilled with Bloomberg, Microsoft Word, Excel and PowerPoint etc.
• Excellent communication and interpersonal skills.
• Work experience in the Climate Change risk area is a plus.

Our client is an equal opportunity employer and ensures that no applicant is subject to less favourable treatment on the grounds of gender, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, responsibilities for dependants, physical or mental disability. Candidates are selected for interview based on their skills, qualifications and experience.

Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

For further information, please contact: 

Enrico Castagnetti, Wintermann Search & Selection Limited

Mobile:       +44 (0)7711 267500

Email:         enrico@wintermann.co.uk