Financial Crime Officer, 12 month FTC


Job Purpose:

To become a valuable member of the Bank’s Compliance and Financial Crime team, responsible for the management of regulatory risk, including money laundering risk. The position requires the discharge of various Financial Crime related duties, which include AML/KYC analysis of the Bank’s customers, gathering AML/KYC data, performing CDD/EDD checks, leading AML associated projects and reporting results to the MLRO.


Job Description:

The position will work closely with the Heads of Department, Branch staff, the Senior Compliance and Financial Crime Manager, and the rest of the Compliance team, to help with various AML/KYC projects, transactions monitoring, sanctions screening and other Financial Crime projects and initiatives. The position also has responsibility for ensuring that effective checks, processes and procedures are in place to prevent the Bank from being used for financial crime purposes.


The role of FC Officer:

Carry out AML/KYC analysis on customer files;

Monitor new and existing customer accounts, in accordance with the Financial Crime Monitoring Plan;

Ensure KYC remedial work is performed, where required;

Assess financial crime risks and compliance issues associated with customers or products;

Assist with efforts aimed at preventing money laundering, terrorist financing and other illicit financial activities;

Prepare accurate and timely data on customers for reporting reasons;

Perform data analysis for reporting purposes;

Prepare accurate and timely reports and MI on AML related matters;

Help prepare suspicious activity reports (SARs);

Carry out ad-hoc investigations and review customer accounts for AML/KYC purposes;

Liaise with external providers regarding electronic AML verification;

Undertake any ad-hoc AML/TF/Sanctions reporting , and risk assessments, as required;

Keep abreast of regulatory, legislative change and industry specific updates and help assess any material impacts to the business;

Help with Transactions Monitoring and Sanctions Screening, including the resolution of alerts and reporting internally and externally;

Maintain the PEP Register;

Review the adequacy of Enhanced Due Diligence (EDD), Customer Due Diligence (CDD), Know Your Customer (KYC), Know Your Business (KYB), source of funds, client information, client profiling and suitability during the account opening process;

Any other ad-hoc duties, when required, as may reasonably be expected.


The list of duties in the job description should not be regarded as exclusive or exhaustive.



Bachelor’s degree or equivalent preferred.

Minimum 2 years’ experience in Money Laundering and Banking.

Experience of working in a customer-focussed environment.

Experience of successful team working.

Relevant recognised Financial Crime qualification preferred



Very good knowledge of UK Money Laundering and Terrorist Finance regulation and FCA regulatory obligations;

Very good reporting and observational skills;

Excellent research skills;

Comfortable working autonomously and taking the initiative when needed with little supervision;

Capacity to analyse and summarise reports and information, where required;

Computer literate;


Ability to work to tight deadlines;

Good strategic thinking and a proactive approach;

Team player;

Results oriented and focused on execution and delivery;

Responsible, enthusiastic, self-motivated and flexible approach to work;

Strong interpersonal and written and oral skills;

Ability to apply discretion and logical decision making skills when conducting investigations;

Flexible attitude to the team’s work, including a willingness to reprioritise and undertake other Financial Crime related tasks, at short notice, to help the team;

Act with integrity at all times and embrace the principle of treating customers fairly;

Ability to embrace corporate values such as the Bank’s leadership model.


Equal Opportunities:

To be able to demonstrate a commitment to the principles of The Bank’s Equal Opportunities and be able to carry out duties in accordance with this policy.



Treating Customers Fairly (TCF): All staff must be aware and understand the FSA’s requirements regarding Treating Customers Fairly (TCF) incorporated in the Bank’s Policy and remain committed to ensuring the 6 outcomes are achieved.


Fraud Prevention:  All management and staff must be alert to the possibility of fraud, ensuring that no action is undertaken on behalf of the Bank or a customer without a clear understanding of the purpose and background to the transaction.


Providing Excellent Customer Service:  Exceed the expectations of internal and external customers through the quality of customer services, meeting their needs and demonstrating the added value of the service provided.


Attention to Detail: Ensure that information is correctly processed and that work complies with relevant internal/external rules, procedures and regulatory requirements.


Team Working: Work co-operatively with others; openly exchanging information where appropriate and supporting colleagues to achieve business goals.


Training and Competence: Keep up to date with relevant developments in marketing and Anti- Money Laundering and Countering Terrorist Financing matters by taking annual AML, Banking Code, TCF tests.


Self-Motivation: Carry out every task set to the best of your ability, looking for ways to improve performance and standards, setting personal goals at or beyond business expectations.


Influencing: Focuses on the requirements of the customer, demonstrating the relevance and benefits of a particular service in a way in which the customer will understand.


Making good decisions:  Selects the best course of action based on the available information and accepts personal responsibility for the outcome.


Bringing innovation to problem solving: Continuously improves the business by generating new and practical ways of doing things in order to solve problems and gain competitive advantage.


Making change work:  Help the business to introduce changes to structures, processes, products and services effectively and efficiently by focusing effort and commitment on making the change work


Our client is an equal opportunity employer and ensures that no applicant is subject to less favourable treatment on the grounds of gender, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, responsibilities for dependants, physical or mental disability. Candidates are selected for interview based on their skills, qualifications and experience.


Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.


For further information, please contact: 

Enrico Castagnetti, Wintermann Search & Selection Limited

Mobile:       +44 (0)7711 267500




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